Due Diligence Underwriting Review
Enables lenders to effectively meet the fluctuating demands of today's mortgage origination market by providing a pre-underwriting review of your loan that determines the eligibility and program requirements.
UHS America will review the loan file to ensure the standard GSE's/HUD (FHA/VA/USDA) Agency requirements or specific investor guidelines are met.
Easy upload of files to our secure site, timely turnaround to meet your most stringent requirements, and real-time communication with our underwriters make this service an easy way to increase your volume without increasing your staff.
Pre-Purchase Underwriting Review
For correspondent lenders, we offer a thorough re-underwrite of closed loans prior to purchasing the loan.
Assumption Clause is a provision in a mortgage contract that allows the seller of a home to pass responsibility to the buyer of the home for the existing mortgage. The new homeowner assumes the existing mortgage. When an assumption is allowed under Investor/Agency, our underwriter has the expertise in Underwriting the new Assumption under the appropriate QC Repayment Guidelines.
Mortgage Service Right Acquisition Due Diligence
- Provides the client with the most extensive loan level due diligence in the industry.
- Specialized methodology, selection, and reporting matrices provided at the client’s request.
- UHS America’s experience in the field of providing precise, professionally managed Due Diligence reviews from some of the nation’s largest lenders is unparalleled.